Eligibility
Washington State Pre-Settlement Funding Guide
• 2 min read
Seattle and King County injury cases face long backlogs. Pre-settlement funding helps Washington claimants stay current on bills during the wait.
Washington uses pure comparative fault, which keeps cases viable even when fault is shared. King County's busy docket means many cases take 18 to 30 months to resolve.
AARC funds Washington personal injury claims throughout the state — Seattle, Tacoma, Spokane, Bellevue, and beyond — with no credit check and same-day decisions in most cases.
Common Washington case types funded include I-5 and I-90 accidents, Sound Transit / Metro injuries, premises liability against major retailers, maritime injuries under the Jones Act, and medical malpractice claims.
Maritime cases — especially commercial fishing and Puget Sound vessel injuries — often involve large recoveries and support substantial advances.
Funding decisions are typically same-day once your attorney returns the case file. Wires arrive within 24 hours of accepting the agreement.
Apply online or call (800) 297-3834 for a same-day decision on your Washington case.
Frequently asked questions
- What do I need to apply?
- An active personal injury claim, an attorney representing you on contingency, and your attorney's contact information. That is it.
- Is a pre-settlement cash advance a loan?
- No. It is non-recourse funding tied to your personal injury claim. There are no monthly payments, and if your case does not recover, you owe nothing.
- Do I need good credit or a job to qualify?
- No. AARC does not run a credit check and does not require employment or income verification. Approval is based on the strength of your claim and your attorney's representation.
- How fast can I get funded?
- Most approved applicants receive funds in as little as 24 hours once AARC has the case documents from your attorney.
- How much does it cost?
- AARC uses a flat fee rather than compounding monthly interest. Typical advances are $500, $750, or $1,000, and the illustrative payoff at settlement is 2x the advance amount.
About the author
Written by the funding team at AARC — Accident Advance & Resource Center. AARC underwrites pre-settlement cash advances for personal injury claimants and works directly with plaintiff attorneys across 45 states. Our team reviews case documentation daily and writes from that firsthand experience.
This article is general information, not legal or financial advice. Always confirm details with your attorney. Contact AARC or call (800) 297-3834 with questions about your specific case.
