California's MICRA caps, comparative fault rules, and crowded dockets push case timelines past 18 months. Funding helps claimants wait without settling cheap.
California personal injury claims often take longer than the national average to resolve, especially in Los Angeles, San Francisco, San Diego, and Alameda counties. Long timelines combined with California's high cost of living make pre-settlement funding particularly valuable for injured claimants here.
California uses pure comparative negligence, meaning you can recover even if you were 99% at fault — but your recovery is reduced by your share of blame. Insurance carriers exploit this to argue for percentage reductions and drag negotiations out.
AARC funds California personal injury claims with no credit check and no recourse if the case loses. Funding decisions are typically same-day; wires hit your account within 24 hours of agreement.
Common California case types we fund include freeway collisions on the 405, 101, and I-5, motorcycle accidents, rideshare claims against Uber and Lyft, premises liability against major California retailers, and medical malpractice claims subject to MICRA's non-economic damages cap.
Because MICRA caps non-economic damages on med mal cases at $390,000 (rising annually under AB 35), underwriting weighs economic damages heavily. We fund medical malpractice claims throughout California when the documentation supports recovery.
Call (800) 297-3834 or apply online to see what your California case qualifies for.