Florida Pre-Settlement Funding for Auto and Premises Liability Cases

Florida's no-fault PIP system and tort reform changes have made injury cases harder and slower. Pre-settlement funding helps claimants wait it out.

Florida personal injury cases became more complex after the 2023 tort reform package (HB 837), which shortened the statute of limitations on negligence claims from four years to two and adopted modified comparative negligence. Litigation strategies have shifted, and timelines have generally stretched.

Florida's no-fault system covers initial medical care up to PIP limits ($10,000 typically), but serious injuries quickly exceed those limits and push claimants into third-party tort claims that can take 18 months or longer to resolve.

AARC funds Florida injury claims — auto, motorcycle, slip-and-fall, premises liability, and more — based on case strength, not credit. There are no monthly payments and you owe nothing if the case loses.

Common Florida cases we fund include rear-end crashes on I-95 and I-4, scooter and bicycle collisions in Miami and Orlando, tourist slip-and-falls at hotels and theme parks, and nursing home neglect claims.

Hurricane-related construction injuries and condo-deck collapse cases have also been funded in growing numbers over the past two years as litigation works through Florida's courts.

Apply online or call (800) 297-3834 to see what your Florida case qualifies for — same-day decisions are routine.