Eligibility
Virginia Pre-Settlement Funding for Injury Claimants
• 2 min read
Like North Carolina, Virginia uses pure contributory negligence. Funding still helps claimants with strong-liability cases wait for fair settlements.
Virginia uses pure contributory negligence — any fault on the claimant's part can bar recovery. That makes pre-settlement funding underwriting on Virginia cases focus heavily on liability documentation.
AARC funds Virginia personal injury claims throughout the Commonwealth when there's a clear path to recovery and an attorney representing you on contingency.
Common Virginia case types funded include I-95 corridor crashes, military and government employee injury claims, premises liability, dog bites, and medical malpractice claims subject to Virginia's medical malpractice cap.
Funding amounts depend on case strength and expected recovery. Strong police reports, witness statements, and medical documentation drive higher approval limits.
Decisions are typically same-day once your attorney returns the case file. Wires hit your account within 24 hours.
Call (800) 297-3834 or apply online for a same-day decision on your Virginia case.
Frequently asked questions
- What do I need to apply?
- An active personal injury claim, an attorney representing you on contingency, and your attorney's contact information. That is it.
- Is a pre-settlement cash advance a loan?
- No. It is non-recourse funding tied to your personal injury claim. There are no monthly payments, and if your case does not recover, you owe nothing.
- Do I need good credit or a job to qualify?
- No. AARC does not run a credit check and does not require employment or income verification. Approval is based on the strength of your claim and your attorney's representation.
- How fast can I get funded?
- Most approved applicants receive funds in as little as 24 hours once AARC has the case documents from your attorney.
- How much does it cost?
- AARC uses a flat fee rather than compounding monthly interest. Typical advances are $500, $750, or $1,000, and the illustrative payoff at settlement is 2x the advance amount.
About the author
Written by the funding team at AARC — Accident Advance & Resource Center. AARC underwrites pre-settlement cash advances for personal injury claimants and works directly with plaintiff attorneys across 45 states. Our team reviews case documentation daily and writes from that firsthand experience.
This article is general information, not legal or financial advice. Always confirm details with your attorney. Contact AARC or call (800) 297-3834 with questions about your specific case.
