Eligibility
Pre-Settlement Funding for Retired Injury Claimants
• 2 min read
Retirees on fixed income face particular challenges during long injury claims. Funding helps.
Retirees on Social Security, pension income, or fixed retirement assets often have limited flexibility to absorb new medical bills or lost income from accident injuries.
Pre-settlement funding doesn't affect Social Security or other government benefits because it's non-recourse — it's not a loan and doesn't get reported.
AARC funds qualifying cases regardless of age, employment status, or income source. Approval depends on the case alone.
Common retiree cases funded include falls (in stores, restaurants, sidewalks), nursing home neglect, and auto accidents.
Funding amounts depend on case strength and expected recovery, not the claimant's age or income.
Call (800) 297-3834 or apply online for a same-day decision.
Frequently asked questions
- What do I need to apply?
- An active personal injury claim, an attorney representing you on contingency, and your attorney's contact information. That is it.
- Is a pre-settlement cash advance a loan?
- No. It is non-recourse funding tied to your personal injury claim. There are no monthly payments, and if your case does not recover, you owe nothing.
- Do I need good credit or a job to qualify?
- No. AARC does not run a credit check and does not require employment or income verification. Approval is based on the strength of your claim and your attorney's representation.
- How fast can I get funded?
- Most approved applicants receive funds in as little as 24 hours once AARC has the case documents from your attorney.
- How much does it cost?
- AARC uses a flat fee rather than compounding monthly interest. Typical advances are $500, $750, or $1,000, and the illustrative payoff at settlement is 2x the advance amount.
About the author
Written by the funding team at AARC — Accident Advance & Resource Center. AARC underwrites pre-settlement cash advances for personal injury claimants and works directly with plaintiff attorneys across 45 states. Our team reviews case documentation daily and writes from that firsthand experience.
This article is general information, not legal or financial advice. Always confirm details with your attorney. Contact AARC or call (800) 297-3834 with questions about your specific case.
