Eligibility
New York Lawsuit Funding: Bronx, Brooklyn, Queens, Manhattan
• 2 min read
New York's serious-injury threshold and crowded court dockets mean cases can take three years or more. Lawsuit funding helps NYC claimants survive the wait.
New York requires injury claimants to clear a 'serious injury' threshold under Insurance Law §5102(d) before they can sue in tort. Litigating that threshold alone can take months — and the underlying case can take years.
Bronx, Brooklyn, Kings, Queens, and New York County dockets are among the most backlogged in the country. Three- and four-year case timelines are common, especially for cases that head toward trial.
AARC funds New York personal injury cases with no credit check, no monthly payments, and no recovery from you if the case loses. Decisions are typically same-day once we receive your attorney's file.
We routinely fund NYC subway accident claims, MTA bus collisions, sidewalk trip-and-falls (especially against the City and major property owners), construction Labor Law §240 cases, and rideshare claims.
Construction cases under Labor Law §240 (the 'scaffold law') often produce strong recoveries and support larger advances. Documentation of the fall protection failure and resulting injuries drives funding decisions.
Call (800) 297-3834 or apply online for a same-day decision on your New York case.
Frequently asked questions
- What do I need to apply?
- An active personal injury claim, an attorney representing you on contingency, and your attorney's contact information. That is it.
- Is a pre-settlement cash advance a loan?
- No. It is non-recourse funding tied to your personal injury claim. There are no monthly payments, and if your case does not recover, you owe nothing.
- Do I need good credit or a job to qualify?
- No. AARC does not run a credit check and does not require employment or income verification. Approval is based on the strength of your claim and your attorney's representation.
- How fast can I get funded?
- Most approved applicants receive funds in as little as 24 hours once AARC has the case documents from your attorney.
- How much does it cost?
- AARC uses a flat fee rather than compounding monthly interest. Typical advances are $500, $750, or $1,000, and the illustrative payoff at settlement is 2x the advance amount.
About the author
Written by the funding team at AARC — Accident Advance & Resource Center. AARC underwrites pre-settlement cash advances for personal injury claimants and works directly with plaintiff attorneys across 45 states. Our team reviews case documentation daily and writes from that firsthand experience.
This article is general information, not legal or financial advice. Always confirm details with your attorney. Contact AARC or call (800) 297-3834 with questions about your specific case.
