Eligibility
Massachusetts Lawsuit Loans for Injury Claimants
• 2 min read
Massachusetts injury cases under the no-fault PIP system still produce viable tort claims for serious injuries. Funding helps bridge the wait.
Massachusetts is a no-fault auto state, but claimants with serious injuries (meeting the tort threshold) can pursue full damages through a third-party claim. Those cases routinely take 12 to 24 months.
AARC funds Massachusetts personal injury cases with no credit check, no monthly payments, and no recourse if the case loses.
Common Massachusetts case types funded include I-90 and I-93 accidents, MBTA injuries, slip-and-falls at Boston-area retailers and hotels, dog bites, and medical malpractice claims.
Boston, Worcester, Springfield, Lowell, and across the Commonwealth — funding is available based on case strength, not zip code.
Funding decisions are typically same-day once your attorney returns the case file. Wires arrive within 24 hours of agreement.
Call (800) 297-3834 or apply online for a same-day decision on your Massachusetts case.
Frequently asked questions
- What do I need to apply?
- An active personal injury claim, an attorney representing you on contingency, and your attorney's contact information. That is it.
- Is a pre-settlement cash advance a loan?
- No. It is non-recourse funding tied to your personal injury claim. There are no monthly payments, and if your case does not recover, you owe nothing.
- Do I need good credit or a job to qualify?
- No. AARC does not run a credit check and does not require employment or income verification. Approval is based on the strength of your claim and your attorney's representation.
- How fast can I get funded?
- Most approved applicants receive funds in as little as 24 hours once AARC has the case documents from your attorney.
- How much does it cost?
- AARC uses a flat fee rather than compounding monthly interest. Typical advances are $500, $750, or $1,000, and the illustrative payoff at settlement is 2x the advance amount.
About the author
Written by the funding team at AARC — Accident Advance & Resource Center. AARC underwrites pre-settlement cash advances for personal injury claimants and works directly with plaintiff attorneys across 45 states. Our team reviews case documentation daily and writes from that firsthand experience.
This article is general information, not legal or financial advice. Always confirm details with your attorney. Contact AARC or call (800) 297-3834 with questions about your specific case.
