SSDI and SSI recipients can take pre-settlement funding without affecting benefits — usually.
SSDI benefits aren't means-tested and aren't affected by pre-settlement funding. You can take an advance without affecting your monthly disability check.
SSI is means-tested. Lump-sum pre-settlement funding could affect SSI eligibility in some circumstances. Talk to your attorney before applying if you're on SSI.
Once your underlying case settles, both SSDI and SSI recipients may need to coordinate with their benefits administrator to avoid overpayment issues.
AARC works with attorneys to structure funding in ways that minimize benefit-coordination risk.
Call (800) 297-3834 to discuss your specific situation if you're receiving disability benefits.
We'll always tell you directly if funding might affect your benefits in your situation.
