
Almost all reputable funders require attorney representation. Here's why — and what to do if you don't have one yet.
Reputable pre-settlement funding companies require attorney representation on a contingency basis. The attorney is the source of case documents, the conduit for communication, and the disbursing party at settlement.
Companies that fund cases without attorney involvement are rare — and the rates and terms on those products are typically much worse than standard pre-settlement funding.
If you don't have an attorney yet, AARC can refer you to vetted personal injury attorneys in your state. The referral is free, and the attorneys work on contingency — no upfront cost to you.
Once you have representation, the standard funding process opens up: no credit check, no monthly payments, same-day decisions.
Most claimants benefit from getting an attorney first and then exploring funding — both for the case quality and for the funding options.
Call (800) 297-3834 to ask about attorney referrals in your state.

