Eligibility
Arizona Lawsuit Loans for Phoenix and Tucson Injury Claimants
• 2 min read
Arizona injury cases benefit from pure comparative fault, but extended timelines still squeeze claimants financially. Funding bridges the wait.
Arizona uses pure comparative negligence, which means you can recover damages even if you were partially at fault — reduced by your percentage of blame. That keeps more cases viable but doesn't shorten the timeline.
Phoenix and Tucson injury cases routinely take 12 to 24 months to resolve, and longer for cases that head to trial.
AARC funds Arizona personal injury cases with no credit check and same-day decisions in most cases. Funding is non-recourse — you owe nothing if the case loses.
Common Arizona case types funded include I-10 and I-17 crashes, motorcycle accidents, premises liability against retailers and hotels, dog bites, and medical malpractice claims.
Funding amounts scale with case strength. Catastrophic injury cases support five- and six-figure advances; standard auto cases generally fund in the low five figures.
Apply online or call (800) 297-3834 for a same-day decision.
Frequently asked questions
- What do I need to apply?
- An active personal injury claim, an attorney representing you on contingency, and your attorney's contact information. That is it.
- Is a pre-settlement cash advance a loan?
- No. It is non-recourse funding tied to your personal injury claim. There are no monthly payments, and if your case does not recover, you owe nothing.
- Do I need good credit or a job to qualify?
- No. AARC does not run a credit check and does not require employment or income verification. Approval is based on the strength of your claim and your attorney's representation.
- How fast can I get funded?
- Most approved applicants receive funds in as little as 24 hours once AARC has the case documents from your attorney.
- How much does it cost?
- AARC uses a flat fee rather than compounding monthly interest. Typical advances are $500, $750, or $1,000, and the illustrative payoff at settlement is 2x the advance amount.
About the author
Written by the funding team at AARC — Accident Advance & Resource Center. AARC underwrites pre-settlement cash advances for personal injury claimants and works directly with plaintiff attorneys across 45 states. Our team reviews case documentation daily and writes from that firsthand experience.
This article is general information, not legal or financial advice. Always confirm details with your attorney. Contact AARC or call (800) 297-3834 with questions about your specific case.
