Funding helps a lot of claimants, but it isn't always the right answer. Here's when to skip it.
Skip funding when you have no-cost options that work. If your landlord will accept a hardship arrangement, your providers will accept letters of protection, and your immediate needs are manageable — wait.
Skip funding when your case is borderline. If liability is genuinely uncertain or coverage is minimal, taking funding against an unlikely recovery just adds risk and complexity.
Skip funding when you can wait. If the case is likely to settle in a few weeks and you can manage that long, the cost of funding isn't worth it.
Take funding when there's a real, time-sensitive financial need and the case can comfortably support the advance. That's the sweet spot.
AARC tells claimants directly when funding isn't the right tool. We'd rather decline and protect you than fund into a bad outcome.
Call (800) 297-3834 for an honest assessment.