When the at-fault driver has no insurance, your UM claim is your only path. Funding bridges the wait while you fight your own carrier.
Approximately 1 in 8 drivers nationwide is uninsured. When one of them hits you, your own uninsured motorist coverage becomes your sole avenue of recovery.
UM claims are technically against your own insurance company. Despite paying premiums for the coverage, you often face the same delays and lowball offers as a third-party claim.
AARC funds UM claims based on case strength and available coverage. No credit check, no monthly payments, no recourse if the case loses.
Documentation requirements are similar to standard auto cases: police report, photos, medical records, and proof of UM coverage limits.
Funding decisions are typically same-day once your attorney returns the file and coverage is confirmed.
Apply online or call (800) 297-3834 for a same-day decision on your UM claim.
