Use Cases
Spinal Cord Injury Lawsuit Funding for Survivors and Families
• 2 min read
Spinal cord injuries produce lifelong disability and astronomical care costs. Funding helps families during long litigation.
Spinal cord injuries — incomplete or complete, cervical or thoracic — produce some of the most severe damages in personal injury law. Lifetime care costs routinely run into the millions.
These cases take time to litigate because damages must be fully developed through life care planning, vocational evaluation, and medical experts.
AARC funds qualifying spinal cord injury cases with no credit check, no monthly payments, and no recourse if the case loses.
Funding amounts on SCI cases reflect the substantial expected recoveries — five- and six-figure advances are common.
Funds help cover home modifications, vehicle adaptations, in-home care, and replacement income during the long litigation.
Apply online or call (800) 297-3834 to see what your SCI case qualifies for.
Frequently asked questions
- What can I spend the advance on?
- There are no restrictions. Claimants commonly use funds for rent, groceries, utilities, transportation, childcare, and medical co-pays while their case is pending.
- Is a pre-settlement cash advance a loan?
- No. It is non-recourse funding tied to your personal injury claim. There are no monthly payments, and if your case does not recover, you owe nothing.
- Do I need good credit or a job to qualify?
- No. AARC does not run a credit check and does not require employment or income verification. Approval is based on the strength of your claim and your attorney's representation.
- How fast can I get funded?
- Most approved applicants receive funds in as little as 24 hours once AARC has the case documents from your attorney.
- How much does it cost?
- AARC uses a flat fee rather than compounding monthly interest. Typical advances are $500, $750, or $1,000, and the illustrative payoff at settlement is 2x the advance amount.
About the author
Written by the funding team at AARC — Accident Advance & Resource Center. AARC underwrites pre-settlement cash advances for personal injury claimants and works directly with plaintiff attorneys across 45 states. Our team reviews case documentation daily and writes from that firsthand experience.
This article is general information, not legal or financial advice. Always confirm details with your attorney. Contact AARC or call (800) 297-3834 with questions about your specific case.
