Use Cases
PTSD After an Accident: Funding for Psychological Injury Claims
• 2 min read
Psychological injuries from serious accidents are real and compensable. Funding helps claimants pursue treatment and recovery.
Post-traumatic stress disorder, anxiety, and depression are common after serious accidents — and increasingly recognized as legitimate components of personal injury damages.
Psychological treatment (therapy, medication management) adds to the financial burden during recovery, and lost income from cognitive symptoms can compound the problem.
AARC funds qualifying personal injury cases that include psychological injury components. Strong documentation from treating mental health providers matters.
Underwriting includes psychological damages where supported by treatment documentation and consistent with the underlying physical injury and case facts.
Funding can help cover ongoing therapy costs while the case is litigated.
Call (800) 297-3834 or apply online for a same-day decision.
Frequently asked questions
- What can I spend the advance on?
- There are no restrictions. Claimants commonly use funds for rent, groceries, utilities, transportation, childcare, and medical co-pays while their case is pending.
- Is a pre-settlement cash advance a loan?
- No. It is non-recourse funding tied to your personal injury claim. There are no monthly payments, and if your case does not recover, you owe nothing.
- Do I need good credit or a job to qualify?
- No. AARC does not run a credit check and does not require employment or income verification. Approval is based on the strength of your claim and your attorney's representation.
- How fast can I get funded?
- Most approved applicants receive funds in as little as 24 hours once AARC has the case documents from your attorney.
- How much does it cost?
- AARC uses a flat fee rather than compounding monthly interest. Typical advances are $500, $750, or $1,000, and the illustrative payoff at settlement is 2x the advance amount.
About the author
Written by the funding team at AARC — Accident Advance & Resource Center. AARC underwrites pre-settlement cash advances for personal injury claimants and works directly with plaintiff attorneys across 45 states. Our team reviews case documentation daily and writes from that firsthand experience.
This article is general information, not legal or financial advice. Always confirm details with your attorney. Contact AARC or call (800) 297-3834 with questions about your specific case.
