Education
Personal Injury Trial Timeline: What to Expect
• 2 min read
From filing to verdict, trial-track cases take 12 to 30 months. Here's the breakdown.
Filing to discovery: 1 to 3 months. Initial pleadings, answer, and discovery requests.
Discovery: 6 to 12 months. Document exchange, depositions, expert disclosures.
Motions and mediation: 2 to 6 months. Summary judgment motions, court-ordered mediation, voluntary settlement negotiations.
Trial date and trial: 3 to 12 months. Final pre-trial motions, jury selection, trial, and verdict.
Post-trial motions and appeals: 0 to 24 months. Most cases end at verdict, but appeals can extend the timeline significantly.
Pre-settlement funding can extend across the full trial timeline. AARC's funding decisions on trial-track cases account for the extended timeline.
Frequently asked questions
- Will taking an advance reduce my settlement?
- The advance plus its flat fee is repaid out of the settlement, so your net proceeds are reduced by that amount. It does not affect the gross value your attorney negotiates.
- Is a pre-settlement cash advance a loan?
- No. It is non-recourse funding tied to your personal injury claim. There are no monthly payments, and if your case does not recover, you owe nothing.
- Do I need good credit or a job to qualify?
- No. AARC does not run a credit check and does not require employment or income verification. Approval is based on the strength of your claim and your attorney's representation.
- How fast can I get funded?
- Most approved applicants receive funds in as little as 24 hours once AARC has the case documents from your attorney.
- How much does it cost?
- AARC uses a flat fee rather than compounding monthly interest. Typical advances are $500, $750, or $1,000, and the illustrative payoff at settlement is 2x the advance amount.
About the author
Written by the funding team at AARC — Accident Advance & Resource Center. AARC underwrites pre-settlement cash advances for personal injury claimants and works directly with plaintiff attorneys across 45 states. Our team reviews case documentation daily and writes from that firsthand experience.
This article is general information, not legal or financial advice. Always confirm details with your attorney. Contact AARC or call (800) 297-3834 with questions about your specific case.