Each state sets its own deadline to file suit. Missing it ends the case — and any funding eligibility.
Most states give 2 to 4 years to file a personal injury lawsuit, measured from the date of accident or discovery of injury. Missing the deadline bars the claim entirely.
Common state limits: California (2 years), Texas (2 years), Florida (2 years post-2023 tort reform), New York (3 years), Ohio (2 years), Pennsylvania (2 years).
Special rules apply for minors, government defendants (shorter notice periods), medical malpractice (often shorter), and discovery-rule cases.
AARC's funding decisions account for filing status. Cases already filed are easier to underwrite than pre-suit cases approaching the limitation deadline.
If you're approaching the limitation period and haven't yet hired an attorney, that's the priority — funding comes after representation.
Call (800) 297-3834 about attorney referrals if you need representation before applying for funding.
