
Misinformation keeps injured claimants from a legitimate financial tool. Here are the most common myths and the reality.
Myth: 'It's a high-interest loan.' Reality: It's non-recourse funding with a capped total payoff, structurally different from any loan.
Myth: 'My attorney won't allow it.' Reality: Attorneys can't lend you money themselves, but they routinely refer clients to reputable funders.
Myth: 'It will hurt my credit.' Reality: AARC doesn't pull credit and doesn't report to bureaus. No credit impact in either direction.
Myth: 'I'll owe the money even if I lose.' Reality: Non-recourse means no obligation if the case loses. You keep the funds.
Myth: 'The funder will take over my case.' Reality: AARC has no role in case strategy, settlement decisions, or attorney-client matters.
Call (800) 297-3834 to ask any other question you have.

