Financial Relief Fast
(800) 297-3834
← All articles

Education

Common Myths About Pre-Settlement Loans

2 min read

Common Myths About Pre-Settlement Loans

Misinformation keeps injured claimants from a legitimate financial tool. Here are the most common myths and the reality.

Myth: 'It's a high-interest loan.' Reality: It's non-recourse funding with a capped total payoff, structurally different from any loan.

Myth: 'My attorney won't allow it.' Reality: Attorneys can't lend you money themselves, but they routinely refer clients to reputable funders.

Myth: 'It will hurt my credit.' Reality: AARC doesn't pull credit and doesn't report to bureaus. No credit impact in either direction.

Myth: 'I'll owe the money even if I lose.' Reality: Non-recourse means no obligation if the case loses. You keep the funds.

Myth: 'The funder will take over my case.' Reality: AARC has no role in case strategy, settlement decisions, or attorney-client matters.

Call (800) 297-3834 to ask any other question you have.

Related articles

Don't Wait. Get The Financial Support You Deserve.

Apply in minutes. Funding in as little as 24 hours.