AARC funds amounts from $500 to $100,000+. Here's how to think about the right amount for your situation.
Minimum advance amounts are typically $500 to $1,000 — enough to make a meaningful difference without the administrative cost outweighing the benefit.
Maximum advance amounts depend on case strength and expected recovery. Cases with catastrophic injuries and strong liability can support $100,000+ advances.
The right amount is the minimum you need to cover the actual financial need. Borrowing less reduces total cost and preserves more of the eventual settlement.
If you're unsure how much to take, walk through your immediate needs (rent, medical, transportation, lost income) and ask for that amount. You can always come back for a second advance if circumstances change.
AARC's underwriters can help you size the right amount during the application conversation.
Call (800) 297-3834 or apply online to discuss your specific situation.
