Use Cases
Medical Malpractice Lawsuit Funding for Injured Patients
• 2 min read
Medical malpractice cases take years to resolve. Pre-settlement funding lets patients wait for fair recoveries.
Medical malpractice cases typically take 2 to 4 years to resolve due to mandatory pre-suit notice periods, expert affidavit requirements, and complex liability and damages disputes.
Most med mal claimants face ongoing medical expenses, lost income, and significant living expenses during the wait. Pre-settlement funding bridges that gap.
AARC funds qualifying medical malpractice cases with no credit check, no monthly payments, and no recourse if the case loses.
Underwriting focuses on liability (expert support, departure from standard of care), damages (severity and documentation), and applicable damages caps in your state.
Common med mal case types funded include surgical errors, anesthesia errors, missed diagnosis, medication errors, and birth injuries.
Call (800) 297-3834 or apply online for a same-day decision on your medical malpractice case.
Frequently asked questions
- What can I spend the advance on?
- There are no restrictions. Claimants commonly use funds for rent, groceries, utilities, transportation, childcare, and medical co-pays while their case is pending.
- Is a pre-settlement cash advance a loan?
- No. It is non-recourse funding tied to your personal injury claim. There are no monthly payments, and if your case does not recover, you owe nothing.
- Do I need good credit or a job to qualify?
- No. AARC does not run a credit check and does not require employment or income verification. Approval is based on the strength of your claim and your attorney's representation.
- How fast can I get funded?
- Most approved applicants receive funds in as little as 24 hours once AARC has the case documents from your attorney.
- How much does it cost?
- AARC uses a flat fee rather than compounding monthly interest. Typical advances are $500, $750, or $1,000, and the illustrative payoff at settlement is 2x the advance amount.
About the author
Written by the funding team at AARC — Accident Advance & Resource Center. AARC underwrites pre-settlement cash advances for personal injury claimants and works directly with plaintiff attorneys across 45 states. Our team reviews case documentation daily and writes from that firsthand experience.
This article is general information, not legal or financial advice. Always confirm details with your attorney. Contact AARC or call (800) 297-3834 with questions about your specific case.
