Liens from health insurers, Medicare, Medicaid, and hospitals reduce your net settlement. Here's how they're managed.
Medical liens give providers and payers a legal claim to a portion of your settlement to recoup what they paid for treatment related to the accident.
Common lien types: hospital liens (state-law statutory liens), health insurance subrogation (often ERISA-controlled), Medicare conditional payment recovery, and Medicaid recovery.
Your attorney negotiates liens down whenever possible — often by 30% to 50% — which directly increases your net recovery.
Pre-settlement funding payoff happens after attorney fees and liens. The clearer the lien picture, the more accurately your net recovery can be projected.
AARC's funding decisions account for expected lien amounts. We don't fund into recoveries that won't survive lien resolution.
Call (800) 297-3834 with questions about how liens might affect your case.
