Funders approve based on case merits, not credit. Here's what underwriting actually looks for.
Liability: Is it clear who caused the accident? Strong liability documentation (police report assigning fault, witness statements, video evidence) significantly improves approval odds.
Damages: Are the injuries documented and consistent with the claim? Medical records, imaging, treatment notes, and lost wage documentation all matter.
Coverage: Is there insurance or assets to collect from? An at-fault driver with state minimum coverage and no umbrella has a low cap on recovery.
Attorney: Is the case represented by experienced PI counsel? Strong attorneys produce better recoveries, which makes the case more fundable.
Venue: Plaintiff-friendly venues generally support stronger recoveries. Defense-friendly venues require stronger underlying liability and damages to support funding.
If your case checks these boxes, approval is straightforward. Call (800) 297-3834 or apply online.
