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Insurance Surveillance: How Carriers Try to Discredit Claims

2 min read

Insurance Surveillance: How Carriers Try to Discredit Claims

Insurance companies hire investigators to surveil claimants and look for activities inconsistent with reported injuries. Be aware.

Insurance carriers routinely hire private investigators to surveil claimants — especially in cases with significant lost income or non-economic damages claims.

Investigators document daily activities looking for anything that could be portrayed as inconsistent with reported injuries: lifting groceries, playing with kids, working in the yard.

Be aware of surveillance possibilities, but more importantly, don't misrepresent your activities or limitations to your medical providers or your attorney. Honest documentation defends itself.

Social media is another surveillance tool. Carriers monitor public posts and use them in claim assessments and litigation.

If you suspect surveillance, tell your attorney. They can sometimes obtain the surveillance footage in discovery and use it to your advantage.

Pre-settlement funding gives you the financial stability to wait for the right resolution rather than rushing to settle under surveillance pressure.

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