
If one funder declines, that doesn't mean every funder will. Here's how to understand the denial and what to do next.
Funding denials usually come down to one of three things: documentation gaps in the case file, liability concerns, or coverage limits that don't support meaningful recovery.
Talk to your attorney about the specific reason. Often, providing additional documentation or waiting for a key milestone (e.g., a medical opinion) changes the answer.
Different funders have different appetites. A case declined by one funder may be approved by another, especially as the case develops.
AARC reviews cases declined by other funders regularly. Apply online or call (800) 297-3834 for a fresh look.
If the underlying case has genuine issues, an honest funder will tell you that — and that's information your attorney can use to strengthen the claim.
We aim to give straightforward answers, even when the answer is 'not yet'.

