Use Cases
Birth Injury Lawsuit Funding for Affected Families
• 2 min read

Birth injury cases produce lifelong consequences for child and family. Funding helps families manage immediate needs during long litigation.
Birth injury cases — cerebral palsy, brachial plexus injuries, hypoxic-ischemic encephalopathy — produce lifelong disability and astronomical lifetime care costs.
These cases routinely take 3 to 5 years to resolve due to extensive medical expert development and complex causation disputes.
AARC funds qualifying birth injury cases with no credit check, no monthly payments, and no recourse against the family if the case loses.
Underwriting focuses on expert support for the standard-of-care departure, causation, and damages assessment from a life care planner.
Funding amounts on birth injury cases reflect the substantial expected recoveries — five- and six-figure advances are common.
Apply online or call (800) 297-3834 to see what funding your birth injury case qualifies for.
Frequently asked questions
- What can I spend the advance on?
- There are no restrictions. Claimants commonly use funds for rent, groceries, utilities, transportation, childcare, and medical co-pays while their case is pending.
- Is a pre-settlement cash advance a loan?
- No. It is non-recourse funding tied to your personal injury claim. There are no monthly payments, and if your case does not recover, you owe nothing.
- Do I need good credit or a job to qualify?
- No. AARC does not run a credit check and does not require employment or income verification. Approval is based on the strength of your claim and your attorney's representation.
- How fast can I get funded?
- Most approved applicants receive funds in as little as 24 hours once AARC has the case documents from your attorney.
- How much does it cost?
- AARC uses a flat fee rather than compounding monthly interest. Typical advances are $500, $750, or $1,000, and the illustrative payoff at settlement is 2x the advance amount.
About the author
Written by the funding team at AARC — Accident Advance & Resource Center. AARC underwrites pre-settlement cash advances for personal injury claimants and works directly with plaintiff attorneys across 45 states. Our team reviews case documentation daily and writes from that firsthand experience.
This article is general information, not legal or financial advice. Always confirm details with your attorney. Contact AARC or call (800) 297-3834 with questions about your specific case.


